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A ceasefire agreement between India and Pakistan, meant to end the worst fighting between the two nuclear-armed powers in decades, appeared to be holding on Sunday, though each accused the other of violations and differed on what had been agreed. India’s foreign secretary Vikram Misri said late on Saturday that…

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Mortgage rates remained flat this week, mortgage buyer Freddie Mac said Thursday. Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed that the average rate on the benchmark 30-year fixed mortgage was unchanged from last week at 6.76%.The average rate on a 30-year loan was 7.09% a year ago.…

Introduction Sometimes the most important estate planning steps are simple, little or no-cost, common sense things that are just overlooked. Here’s one: the emergency envelope. You should have an emergency envelope with key documents in it for you and each person in your household. You might even go a step…

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