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Most people spend decades planning for the financial risks of retirement. Almost no one plans for the social ones. Yet the risk that derails the final chapter of life is rarely running out of money. It is running out of people.Huguette Clark checked into a New York hospital in March…

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According to the Social Security Administration, about 75 million Americans are receiving a Social Security benefit. That’s more than 20% of the population or nearly nine out of ten people age 65 and older. This makes Social Security one of the most important programs in the U.S. today, and it’s…

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