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“Hope is not a strategy.” I’m reminded of this saying when reading the 2026 Retirement Confidence Survey, recently released by the Employee Benefit Research Institute (EBRI). The report shows that many pre-retirees want to work longer as a retirement strategy. For example, nearly three in four workers (74%) indicate a…

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Market Overview US fixed-income markets faced a tougher backdrop in 1Q26, as Iran War-related inflation reset Fed expectations and lifted Treasury yields. Credit spreads1 widened late in the quarter, though ceasefire hopes limited the Read the full article here

Senator Ted Cruz and Treasury Secretary Scott Bessent have both described Trump’s proposed “Trump Accounts” as a back door to Social Security privatization. The structure of the accounts shows something different: They add to Social Security rather than carve money out of it. That distinction matters enormously. It determines whether…

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